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NORTHSHORE HAIL STORMS
TIPS & LATEST NEWS
March 11, 2018
Hail Hits Mandeville and Madisonville
May 12, 2017
Hail Hits Mandeville, Covington, and Madisonville
Were you affected by a Hail Storm?
Check out these tips...
Contact your Insurance Company as soon as possible! Homeowners only have 1 to 12 months to report Hail Damage.
-Waiting too long to file a claim could be used by your insurance company as grounds to prove that you are not in compliance with a condition in your homeowners insurance policy, giving them the right to deny your claim for coverage. You must keep in mind that your insurance carrier is a "For Profit Business" and they will try to avoid paying a claim.
Resist the Urge to Conduct an Inspection yourself, it can be dangerous.
-Some daring homeowners may be tempted to climb onto the roof and look for signs of damage themselves. Your insurance adjuster can tell if you have enough hail damage to justify a new roof.
Make sure you receive a fair evaluation for your loss.
-Countrywide workers are insurance claim specialists. We can help you get a fair adjustment for your claim as well as ensure that nothing is overlooked by the adjuster. Give us a call before your roof inspection with your adjuster and we will meet them to inspect your roof together.
Ask for Proof of Insurance and State Contractor's License.
-Roofing companies should be properly insured with General Liability and Workman's Comp. Request to see a Certificate of Insurance to verify. Homeowner's can search on the LSLBC to make sure their contractor is state licensed.
Know the Law about your Insurance Deductible.
-It is illegal for a roofing company to waive your deductible or give you a discount on your deductible for placing advertising on your property in return. It is the homeowner's responsibility to pay their deductible. RS 37:2175.3
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